Lic housing finance prepayment online dating

Posted by / 17-Oct-2017 14:27

Most people who take a home loan with LIC Housing Finance Limited do so because it has two big advantages – High Loan Coverage and Quick Loan Approval.

This may not sound so impressive if you’ve never applied for a home loan, but speak to anyone who has, and you will understand exactly how tedious and time-consuming loan approvals are.

LICHFL can take up to 25 days to hand over your documents to the new lender.

Tell them that you are unhappy with your current interest rate and are considering transferring to another home loan provider.

The borrower should have valid documents evidencing the title to the house/flat.

"I took a floating rate home loan from XYZ Bank at 10.5% three years ago.

If you are ok with going to the LICHFL office every time rates change, then it’s ok to get an internal transfer within LICHFL to a lower rate.

But if you are willing to put in a little time and effort, then you transferring your loan is the best option for you.

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